I thought it would be nice to make a short post while chilling in the lobby of my hotel during the final day of my lads holiday outing to Amsterdam. It’s lovely just to sit back on a nice sofa with gentle music playing. Watching people and the world go by… it feels like it’s been hours already but that’s another side effect of being in the dam :D.
Pre FI Aware Days
Some of my most fondest memories come from going on family holidays when younger. The feeling of just being on holiday where most of your daily worries can just be parked or put on hold for a week or two. It’s interesting when your entire surroundings change for a period of time. I love that nothing NEEDS to be done but there are always things to be doing on holiday even when that includes specifically not doing anything at all. I used to look forward to my yearly big holiday which included Florida or New York at the time. I would spend a fairly large sum of money and take lots of spending money too. I usually paid for the holidays in full on CC and then would pay them off over several months.
Since learning about FI
I for the past few years have gone to European destinations at least once a year. I always look for a good deal, go on a weekday etc. I certainly have not lost the joy of looking forward to and of being on a holiday but the days of multi thousand pound holiday are things of the past for now. I much prefer to go to 3 star if I can help it rather than a 4 or 5 although right now I am sitting in a 5 star lobby due to an irresistible deal… To try and be as efficient with money as possible though – I use a Revolut card so I can get the best travel currency exchange rate and withdraw from cash points without being charged (£200 limit a month). I get travel insurance for like £5 online and I don’t waste money on drinks/snacks that are charged at ridiculous prices. I find a supermarket and get better priced goods or simply take bottles of water out with me to help save.
I am certainly not a complete spendthrift though. I enjoy eating out, paying for experiences and activities out. I had a Chinese massage and speedboat ride earlier.. I did the speedboat ride first hehe. As of now, I still have only spent £250 over 5 full days though, so not bad. Money well spent for me. Maybe what makes these holidays even easier for me to justify is that they are still coming out of my matched bettings winnings and the next 4 or 5 holidays are already covered :D.
Local trips & Staycation
I have recently been going to more places in the UK itself and have recently gone on many day trips to Liverpool and Manchester etc. I definitely don’t need to go abroad just to have a good time. I have had many staycations during he last few years also. It’s interesting how sometimes I get a strange reaction from people at work when I tell them I am not actually going anywhere on holiday but simply am having a staycation. I even had a two week staycation a year or so ago where I wanted a 2 week kind of trial of being FI to see how I would find it – it went well albeit two weeks simply being used mostly to relax from having worked for so long.
So do you all still go on holidays? Have you reigned it in completely or do you still have a guilty pleasure of a traditional holiday that can’t budge?
Chris – The FI Journey